Age Entry : 0(90days)-55 yrs

Policy Term : 100-age entry

P.P.T. : 15/20/25/30

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 25000

Mode of payment : All

GST
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 2 yrs

Surrender : After 2 yrs

Risk Cover :
SA+Bonus+FAB
SumAssured on death is higher of Basic SA or 7 times of annualized premium
Death benefit shall not be less than 105% of all the premiums paid

Returns :
8% of Sum Assured will be given every year after ppt to Age 100(till survives)

On Maturity :
SA+Bonus+FAB

Age Entry : 0(90days)-65 yrs

P.P.T. : 5-16

Sum Assured : 5,00,000-No limit

Sum Assured multiples :
25000(<25 lakkhs SA)
1,00,000(>25 lakhs SA)

Mode of payment : All

GST
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 2 yrs

Surrender : After 2 yrs

Risk Cover :
SA+Guaranteed Addition
SumAssured on death is higher of Basic SA or 7 times of annualized premium
Death benefit shall not be less than 105% of all the premiums paid

Returns :
10% of Sum Assured will be given every year after deferement period till survives

On Maturity : NA
[27-01-2025 14:32] +91 98675 12950: Age Entry : 8-50 yrs

Max Maturity Age : 75 yrs

Policy Term : 12-35 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 5000(2-4.5 lakhs),50,000(5-9 lakhs),1,00,000(from 10 lakhs)

Mode of payment : All

GST:
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

Risk Cover :
SA+Bonus+FAB
SumAssured on death is higher of Basic SA or 7 times of annualized premium
Death benefit shall not be less than 105% of all the premiums paid

On Maturity : SA+Bonus+FAB
[27-01-2025 14:32] +91 98675 12950: Age Entry : 18-50 yrs

Max Maturity Age : 75 yrs

Policy Term : 15-35 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 5000(2-4.5 lakhs),50,000(5-9 lakhs),1,00,000(from 10 lakhs)

Mode of payment : All

GST:
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

Risk Cover :
SA+Bonus+FAB
SumAssured on death is higher of 125% of SA or 7 times of annualized premium
Death benefit shall not be less than 105% of all the premiums paid

On Maturity : SA+Bonus+FAB+Life time Risk Cover of Sum Assured

Age Entry : 0(30 days)-65 yrs

Max Maturity Age : 18-75 yrs

Policy Term : 10-25 yrs

Sum Assured : 1,00,000-No limit

Sum Assured multiples : 10000 (SA<=2,50,000), 25000(SA>2,50,000)

Mode of payment : Single

GST : 4.5%

Loan : After 3 motnhs

Surrender : At any time

On Death : SA+Bonus+FAB

On Maturity : SA+Bonus+FAB

Age Entry : 18-50 yrs

Max Maturity Age : 65 yrs

Policy Term : 13-25 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 10000(2-4 lakhs),50,000(Above 4 lakhs)

Mode of payment : All

GST
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

Risk Cover :

Natural Risk Cover:
10% of SA is given every year till policy year anniversary prior to maturity

Accidental Risk Cover:
Accidental Sum Assured is given immediately and 10% of SA is given every year till policy year anniversary prior to maturity

Again 110% of SA+Bonus+FAB is given on maturity date(Both Natural And Accidental)

On Maturity : SA+Bonus+FAB

Age Entry : 8-59 yrs

Max Maturity Age : 75 yrs

Policy Term-PPT : 16-10/21-15/25-16 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 10000

Mode of payment : All

GST:
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

On Death : SA+Bonus+FAB

Sum Assured on death is Basic Sum Assured or 7 times of Annualized Premium whichever is higher, death benefit shall not be less than 105% of total premiums paid

On Maturity : SA+Bonus+FAB

Age Entry : 8-59 yrs

Max Maturity Age : 75 yrs

Policy Term-PPT : 16-10/21-15/25-16 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 10000

Mode of payment : All

GST:
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

On Death : SA+Bonus+FAB

Sum Assured on death is Basic Sum Assured or 7 times of Annualized Premium whichever is higher, death benefit shall not be less than 105% of total premiums paid

On Maturity : SA+Bonus+FAB

Policy Term : 25-age yrs

PPT : 25-age yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 5000(2-4.5 lakhs),50,000(5-9 lakhs),1,00,000(from 10 lakhs)

Mode of payment : All

GST
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

Risk Cover :

Before the date of commencemnt of Risk:
An amount equal to total premius paid excluding taxes,extra premium and rider premium

After the date of commencement of Risk:
SA+Bonus+FAB
SumAssured on death is higher of Basic SA or 7 times of annualized premium
Death benefit shall not be less than 105% of all the premiums paid

Money Back:
Age at 18 : 20% of SA
Age at 20 : 20% of SA
Age at 22 : 20% of SA

On Maturity i.e. at Age 25 : 40% of SA+Bonus+FAB

PWB Rider is avaiable, to avail the proposer age should be 18-55

Max Maturity Age : 70 yrs

Policy Term : 20 yrs

PPT : 15 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 25000

Mode of payment : All

GST
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

On Death : SA+Bonus+FAB

Sum Assured on death is higher of 125% of Basic Sum Assured or 7 times of Annualized Premium
Death benefit shall not be less than 105% of all the premiums paid

Returns
5th,10th,15th yr : 20% of SA
20th yr : 40% of SA+Bonus+FAB

Max Maturity Age : 70 yrs

Policy Term : 25 yrs

PPT : 20 yrs

Sum Assured : 2,00,000-No limit

Sum Assured multiples : 25000

Mode of payment : All

GST
1st year : 4.5%
Subsequent year : 2.25%

Loan : After 1 yr

Surrender : After 1 yr

On Death : SA+Bonus+FAB

Sum Assured on death is higher of 125% of Basic Sum Assured or 7 times of Annualized Premium
Death benefit shall not be less than 105% of all the premiums paid

Returns
5th,10th,15th,20th yr : 15% of SA
25th yr : 40% of SA+Bonus+FAB

Product Summary :
YUVA TERM plan number 775 a Non-Linked, Non-Par, Pure Risk Plan with two Death Benefit options. Option-1: Level SA, Option-II: Increasing SA. Proposer must choose the option at proposal stage itself and cannot be altered subsequently.

Premium Payment Mode:
Premiums can be paid either under Regular Premium, Limited Premium or Single Premium payment options under this plan. In case of Regular and Limited Premium payment, the premium can be paid regularly during the Premium Paying Term with modes of premium payment yearly or half-yearly.

Term :
15 to 40 Years

Minimum Entry Age :
18 Years (Last Birthday)

Maximum Entry Age :
45 Years (Last Birthday)

Minimum Sum Assured :
50,00,000

Maximum Sum Assured :
₹5.00 Cr (Above ₹5.00 Cr may be considered on case-to-case basis)

Premium Paying Term :
Policy Benefits :

On Death :
On death of the Life Assured during the policy term Sum Assured on Death shall be payable.

For Regular premium and Limited premium payment policy, Sum Assured on Death is defined as the highest of: • 7 times of annualised premium; or • 105% of all the premiums paid as on the date of death; or • Absolute amount assured to be paid on death.

For Single premium policy, Sum Assured on Death is defined as the higher of: • 125% of Single Premium. • Absolute amount assured to be paid on death.

Absolute amount assured to be paid on death shall depend on Death Benefit Option chosen at the time of taking this policy and is as under:
* Option 1: Level Sum Assured: Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured, which shall remain the same throughout the policy term.
* Option II: Increasing Sum Assured: Absolute amount assured to be paid on death shall remain equal to Basic Sum Assured till completion of fifth policy year. Thereafter, it increases by 10% of Basic Sum Assured each year from the sixth policy year till fifteenth policy year till it becomes twice the Basic Sum Assured. This increase will continue under an inforce policy till the end of policy term; or till the Date of Death; or till the fifteenth policy year, whichever is earlier. From sixteenth policy year and onwards, the Absolute amount assured to be paid on death remains constant i.e. twice the Basic Sum Assured, till the policy term ends.

The option once chosen cannot be altered subsequently.

On Survival :
On survival to the end of the policy term,no benefits shall be payable.

Surrendered Value :
No surrender value will be available under this plan. However on surrender of policy in the following cases (for both Level Sum Assured (Option I) as well as Increasing Sum Assured (Option II) options), an amount shall be refunded as per underwriting terms. (For more details contact branch office.)

Loan :
No loan will be granted under this plan.

Income Tax Benefit :
* Premium paid under this plan is eligible for TAX rebate under section 80c.

Proposal Form : 300 and 340 shall be used under this plan.
For more information visit www.LicAllinOneCalc.com

Product Summary :
NEW JEEVAN AMAR plan number 755 is a Non-Linked, Without Profit, pure protection plan. Under this plan there is flexibility to choose from two death benefit options viz. Level Sum Assured and Increasing Sum Assured.
Under this plan, there are two categories of premium rates viz. (1) Non-Smoker rates and (2) Smoker rates.

Premium Payment Mode:
Premiums can be paid either under Regular Premium, Limited Premium or Single Premium payment options under this plan. In case of Regular and Limited Premium payment, the premium can be paid regularly during the Premium Paying Term with modes of premium payment yearly or half-yearly.

Term :
10 to 40 Years

Minimum Entry Age :
18 Years (Last Birthday)

Maximum Entry Age :
65 Years (Last Birthday)

Minimum Sum Assured :
25,00,000

Maximum Sum Assured :
NO LIMIT

Premium Paying Term :
Policy Benefits :

On Death :
On death of the Life Assured during the policy term Sum Assured on Death shall be payable.

For Regular premium and Limited premium payment policy, Sum Assured on Death is defined as the highest of: • 7 times of annualised premium; or • 105% of all the premiums paid as on the date of death; or • Absolute amount assured to be paid on death.

For Single premium policy, Sum Assured on Death is defined as the higher of: • 125% of Single Premium. • Absolute amount assured to be paid on death.

Absolute amount assured to be paid on death shall depend on Death Benefit Option chosen at the time of taking this policy and is as under:
* Option 1: Level Sum Assured: Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured, which shall remain the same throughout the policy term.
* Option II: Increasing Sum Assured: Absolute amount assured to be paid on death shall remain equal to Basic Sum Assured till completion of fifth policy year. Thereafter, it increases by 10% of Basic Sum Assured each year from the sixth policy year till fifteenth policy year till it becomes twice the Basic Sum Assured. This increase will continue under an inforce policy till the end of policy term; or till the Date of Death; or till the fifteenth policy year, whichever is earlier. From sixteenth policy year and onwards, the Absolute amount assured to be paid on death remains constant i.e. twice the Basic Sum Assured, till the policy term ends.

The option once chosen cannot be altered subsequently.

On Survival :
On survival to the end of the policy term,no benefits shall be payable.

Surrendered Value :
No surrender value will be available under this plan. However on surrender of policy in the following cases (for both Level Sum Assured (Option I) as well as Increasing Sum Assured (Option II) options), an amount shall be refunded as per underwriting terms. (For more details contact branch office.)

Loan :
No loan will be granted under this plan.

Income Tax Benefit :
* Premium paid under this plan is eligible for TAX rebate under section 80c.

Proposal Form : 300 and 340 shall be used under this plan.
For more information visit www.LicAllinOneCalc.com

Product Summary :
LIC’s AmritBaal is a Non- Linked, Non-Participating, Individual, Savings, Life Insurance Plan. The plan is specially designed to have an adequate corpus to meet the higher education and other needs of your child.

Premium Payment Mode:
Limited Premium, Single Premium

Term :
10 to 25 For Limited Premium
5 to 25 for Single Premium
Minimum Maturity Age is: 18year
Maximum Maturity Age is: 25year

PPT :
Single Premium, 5 year, 6year, 7Year

Minimum Entry Age :
0 Year(30 Days) Last Birthday

Maximum Entry Age :
13 Year Last Birthday

Minimum Sum Assured :
2,00,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)

Policy Benefits :
On Death :
On death Before the Date of Commencement of Risk:
An amount equal to the total amount of premiums paid excluding taxes, extra premium and rider premium, if any shall be payable.

On death After the Date of Commencement of Risk:
Death Benefit, defined as sum of Sum Assured on Death.
Where Sum Assured on Death is Option you choose at the time of policy buying.
This death benefit shall not be less than 105% of the total premiums paid as on date of death.

On Survival :
Basic Sum Assured + Guaranteed Additions.

Surrendered Value :
The policy can be surrendered at any time during the policy term provided premiums have been paid for full two years for Limited Premium.And The policy can be surrendered at any time during the policy term in single Premium.

Loan :
Loan facility is available under this plan after the payment of premiums for at least two full years in limited Premium and three month after in single premium.

Income Tax Benefit :
* Premium paid under this plan is eligible for TAX rebate under section 80c.
* Maturity under this plan is free under sec 10(10D).